Health Care Plan: In-Network
Medical Coverage is provided through Blue Cross Blue Shield, which operates with a network of physicians and health care facilities.
As a participant in a medical plan:
- You pay small co-pays for doctor visits
- Prescription drug coverage is included in the plan
- You pay a deductible each year before the plan pays benefits for certain services covered by co-insurance
- The plan pays up to 70%-100% (depending on your plan) of covered medical care (referred to as “co-insurance”) for in-network coverage.
Health Care Plan: Out-of-Network
You can receive benefits when visiting out-of-network physicians and other medical facilities, but at a lower level of coverage and without the benefit of negotiated rates.
*HSA – In Network plan deductible is $4,000 per person with a max family deductible of $12,000, Non Network plan deductible is $8,000 per person with a max family deductible of $24,000.
**Please note that not everyone is eligible for medical insurance.
***Insurance plans do cover spouses and domestic partners.
Choose a Plan to Suite Your Needs:
Helpful Links
Healthcare Rates
Monthly Premium
Standard Program | Gold Standard | Full Option | Budget/HMO1 | Gold HSA | Silver HSA | Bronze HSA |
---|---|---|---|---|---|---|
Employee | $215 | $167 | $167 | $202 | $177 | $124 |
Spouse | $215 | $167 | $167 | $202 | $177 | $124 |
1 Child age<21 | $107 | $82.50 | $82.50 | $100 | $88 | $62.50 |
2 Children age<21 | $215 | $165 | $165 | $200 | $176 | $125 |
3 Children age<21 | $320 | $248 | $248 | $300 | $264 | $187.50 |
1 Child age 21-26 | $130 | $100 | $100 | $120 | $107 | $75 |
2 Children age 21-26 | $260 | $200 | $200 | $240 | $214 | $150 |
3 Children age 21-26 | $390 | $300 | $300 | $360 | $321 | $225 |
1Budget/HMO plan only available for Illinois residents.